Working Toward a More Diverse Mortgage Industry

first_imgDiversity and inclusion have become one of the most pressing topics in the industry. From promoting equal access to housing and creating a more diverse workforce, the mortgage industry is adapting to changing demographics in both workforce and customer base. This May The Five Star Institute welcomes the industry’s leading minds to New Orleans, Louisiana, for focused discussions and education on these topics at the 2020 Diversity Symposium, happening May 6-7, at the historic Hotel Monteleone. Last year’s event, held in Dallas, Texas, featured participants from Bank of America, Fannie Mae, Mr. Cooper, Ocwen Financial Corporation, the American Mortgage Diversity Council, the AARP’s Public Policy Institute, and more. This year’s event is positioned to be even more impactful, and offers the potential for industry thought leaders to showcase both their own insights and lessons taken away from their organization’s own D&I efforts.Five Star is currently accepting speaker submissions for the Converge event. You can submit a proposal for potential speakers by clicking this link. Potential topics for discussion include, but are not limited to:generational differencesresolving unconscious biascultural transformation the competitive advantage of diversitydiversity and cultural competencebranding diversity and inclusioncultural sensitivity in the workplaceprevention of sexual harassmentdesigning a diversity infrastructure ​​spirituality in the workplaceinclusive leadershipcreating an inclusive, high-performance organizationexecutive self-assessmentthe power of collaborationinternal diversity programs and events Sign up for DS News Daily in Daily Dose, Featured, News Speaking to MReport during last year’s event, Sheri Crosby Wheeler, VP Corporate Social Responsibility at Mr. Cooper, said, “It is important for diversity practitioners and those for which diversity and inclusion is a strategic business objective to come together and learn from each other’s differences and new ways to advance diversity and inclusion in the workplace and the marketplace.”“There is now an expectation that leaders demonstrate their commitment to diversity and inclusion as it has become more normalized in business,” said Charmaine Brown, Director in the Office of Minority and Women Inclusion at Fannie Mae. “The Symposium offers the opportunity to engage with leaders on relevant issues, that quite frankly are a result of the progress we’ve made, particularly in terms of diversity. I hope to go deeper, expand the conversation to recognize its broader than race, gender, etc., and to learn from participants about what’s working in their organizations and where we can do better.”Nickalene Badalamenti-Kalas, acting President of Five Brothers Asset Management Group, said the company has a significant LGBTQ and transgender population within the company, and a strong focus on ensuring that those employees need to be “treated as though they’re not different.”“People need to feel like they belong, and so we don’t dwell on it,” she continued. “We just do what we do. You come to work, you do your job, and you acknowledge the people for or who they are and what they do.”You can learn more about Converge at the official website, or click here to register now. December 12, 2019 873 Views The Best Markets For Residential Property Investors 2 days ago Tagged with: Diversity and Inclusion About Author: Mike Albanese Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Working Toward a More Diverse Mortgage Industry Previous: Preparing for Debt and Delinquency Shifts in 2020 Next: Home Equity Increases Signal Positive Investment Future Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Working Toward a More Diverse Mortgage Industry The Best Markets For Residential Property Investors 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share 1Save Related Articles Diversity and Inclusion 2019-12-12 Mike Albanese  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Deeper crisis

first_imgBefore Nov. 20, European reaction to the massive flight of refugees from civil war in Syria was often described as polarized — on one side, an inclusive attitude focused on dividends through an influx of hard-working people; on the other, xenophobia centered on unemployment and security.“That was the state of play,” said Jacqueline Bhabha, a professor of the practice of health and human rights at the Harvard T.H. Chan School of Public Health, during a discussion Tuesday on the refugee crisis, sponsored by the Mahindra Humanities Center.But the attack in Paris that left 129 dead has significantly altered views here and in Europe on how the world should respond to the millions of refugees who have fled violence in their homeland, Bhabha noted. She and Michael Ignatieff, the Edward R. Murrow Professor of Practice at the Kennedy School, spoke on the refugee issue as part of News Flash, a humanities forum focused current events.In the wake of the Paris assault, increased hostility to refugees “is going to make the journey to safety even more flawed that it already is,” Bhabha said.In the United States, at least 25 governors, including Charlie Baker of Massachusetts, have said they will refuse to accept any Syrian refugees. Whether governors are legally able to implement such an order is doubtful. “But of course the political posturing delivers dividends,” Bhabha said. Two Republican candidates for president have said that only Christian Syrian refugees or none at all should be accepted by the United States.This is a “geostrategic disaster” that plays right into the hands of the Islamic State, or ISIS, said Ignatieff.Gesturing at an image showing the states planning to reject Syrian refugees, he said, “Imagine the strategic signal that this is sending to important allies in the wake of the terrorism attack … It simply says the world’s most powerful country is too frightened to take Syrians. It’s a message of fear.”Which is exactly the message ISIS wants the West to send, according to Ignatieff. ISIS wants the West to appear fearful of Islam, confirming their message that Europe hates all Muslims, he said. “Every action we take to confirm that narrative is strategic poison for us.”Moreover, ISIS has a vested interest in stemming the tide of refugees to support its vision, he said. “When people flee en masse from the caliphate, it’s not so good for the caliphate.”Both Bhabha and Ignatieff attempted to put U.S. reluctance to accept refugees in context, noting that Turkey has taken in 2 million refugees and there are large numbers in Jordan and Lebanon.“Those who have fled, paradoxically, are the lucky ones,” Bhabha said. The more vulnerable group is the displaced population within Syria, now convulsed with violence and experiencing outbreaks of cholera and polio.Ignatieff acknowledged the importance of strong security measures to weed out potential sleeper cells and other dangerous elements. However, he said, of the 780,000 refugees admitted to the United States since the Sept. 11 attacks, only three have been indicted for terrorism offenses.“I don’t think you can have an honest, generous, open-hearted refugee policy unless you have very tough control of migration,” he said.James Simpson, the Donald P. and Katherine B. Loker Professor of English, cautioned against the “dangers of rhetoric” that dismisses all those who oppose accepting refugees as merely xenophobic or racist. Many people are “not-unreasonably anxious” and concerned, he said.Ignatieff agreed, responding: “It’s always a mistake to dismiss the fears of fellow citizens.“Where we can counter fear with facts, we should do so,” he said.last_img read more

Area Baseball Sectional Scores

first_imgWRBI Area Baseball Sectional Scores.  Friday  (5-30)Sectional 29 @ Greensburg.Batesville  3     Greensburg  1Rushville  5     South Dearborn  0Sectional  45 @ Austin.Austin  3     South Ripley  2North Decatur  11     Southwestern  5Sectional 14 @ East Central.Bloomington South  6     Columbus East  5Columbus North  2     Bloomington North  0Courtesy of The IHSAA.last_img

Going above and beyond the call of being a Nelson Leaf

first_imgNetminder Brad Rebagliati and forward/defenceman Blair Andrews have been key cogs to the success this season of the Nelson Leafs.However, the two hockey players decided helping the team on the ice just wasn’t enough.Which is why the two went the extra mile, buzz-cutting their hair to raise more than $3100 for the B.C. Cancer Society.“Brad came to the team with really long hair and had a relative with cancer so he decided to cut his hair to raise money,” Blair Andrews told The Nelson Daily Wednesday.“He asked if anyone else wanted to join in. I had an uncle that was diagnosed in July (2013) and just passed away a couple of weeks ago. So I thought it would be a good idea so joined in to raise money.”The final countdown ended last week when both Andrews and Rebagliati had their locks shaved by a local hair stylist.“My hair really wasn’t that long (before the cut) but to have it cut so short is really different,” Andrews explained. “It’s really cold on top now.”Andrews, a rookie with the Leafs, started the season as a forward but was thrust back to defence when the blueline core of the Green and White experienced a rash of injuries. Andrews was somewhat surprised with the total amount raised.“Ya, we didn’t know how much we could raise but we have such great support in Nelson and both our families that were affected by cancer,” he said.Andrews, 18, was on his way back to Alberta for a little rest and relaxation after Beaver Valley Nitehawks eliminated Nelson from the KIJHL playoffs in six games.The Leaf players have until April 1 before the team will reassemble back on the ice in Nelson to prepare to host the Cyclone Taylor Cup April 10-13 at the NDCC Arena.“We’re all pretty disappointed to lose to Beaver Valley but they’re a pretty good team and came more prepared than we did,” said Andrews, summing up the series.After playing the Murdoch Final without the services of Rebagliati and Nelson’s other netminder, Adam Maida — both out of the lineup with injuries — the Leafs should have most of the team back ready to go in April.“We would have liked to go all the way and win it all but we’ve got to have short memories . . . forget about the series, move on and get ready for the Cyclone.”Beaver Valley currently trails the Creston Valley 1-0 in the best-of-seven Kootenay Conference Final after former Leaf Matti Jmaeff scored an unassisted goal in the third period to give the Thunder Cats a 5-4 win Tuesday in the East Kootenay City.Game two was Wednesday back in Creston.Games three and four are Friday and Saturday in Fruitvale.See Mallards Team of the Week.last_img read more

World Bank provides technical assistance for Guyana’s 2nd NRA

first_imgThe World Bank is currently providing Guyana with technical assistance to conduct its second National Risk Assessment (NRA) which commenced this month and will conclude in September 2020.This is being done as Guyana prepares for its fourth round of mutual evaluation by the Financial Action Task Force (FATF) and Caribbean Financial Action Task Force (CFATF) in 2023.Attorney General Basil WilliamsConducting the NRA is in keeping with the FATF recommendation – one which requires jurisdictions to carry out risk assessments on a constant basis which will allow for assessments to be current.It will also allow for the identification of any new money laundering or terrorist financing threats and vulnerabilities in Guyana.According to NRA Coordinator, Alicia Williams, the World Bank has recommended a three-phase process be undertaken for the assessment.She was at the time speaking at a Money Laundering and Terrorist Financing (ML/TF) National Risk Assessment Seminar last week at the Pegasus Hotel, Kingston, Georgetown.NRA Coordinator Alicia Williams“Some quick facts about this process are [that] the NRA exercise will be owned by us; the World Bank’s role will be limited to that of providing technical assistance. It is a capacity-building exercise and that will enable us to undertake future risk assessments without external support. It aims to include all AML safety stakeholders from public and Private Sector to bring in different perspectives and enhance their cooperation.Clear timetable set at the beginning of the process ensures completion of the NRA within a reasonable timeframe. It will help authorities to identify data and information gaps and to develop a framework for future collection and it is also cost-effective,” Williams explained.Understanding the ML/TF risks is an essential part of developing and implementing a national Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) regime.She further explained that a risk assessment allows countries to identify, assess and understand their ML/TF risks. Once these risks are properly understood, countries can apply AML/CFT measures that correspond to the level of risk, in other words, The Risk-Based Approach (RBA). The RBA, which is central to the FATF recommendations, enables countries to prioritise their resources and allocate them efficiently.The FATF has developed a guideline which will assist countries in the conduct of risk assessment at the country or national level. The principles described in this guidance are also relevant to more focused risk assessments, for example, of a particular financial sector.Guyana’s first NRA, which was conducted for a 12-month period from 2016 to 2017, revealed that the country’s overall risk was high. This was informed by Guyana’s overall threat which rated high and overall vulnerability which rated medium-high. The threat level for terrorism was rated medium.Attorney General Basil Williams, who was present at the seminar, underscored the importance of Guyana meeting the requirements of the FATF and stressed on the importance of Guyana maintaining its good standing with the FATF and CFATF, especially at such a pivotal point in its history with its new oil wealth.“With our oil regime looming, it’s very important that we ensure we’re not blacklisted because the CFATF and the FATF requirements to protect the international financial economy is brutal and they respect nobody, it’s no respecter of persons. Every country, [even] in Europe …they have to come up for assessment and they have to conform [to] the recommendations of the FATF,” he stated.As Guyana was previously blacklisted in 2015, regulations and laws addressing Anti-Money Laundering and Countering the Financing of Terrorism (AML&CFT) had to be put in place in order for the country to meet international standards and be able to continue international trade and business.The second NRA will be conducted by a working group of 75 persons from over 40 public and Private Sector organisations.last_img read more

UN awards first Nelson Mandela prize

first_img23 June 2015The inaugural winners of the UN Nelson Mandela Prize are from Namibia and Portugal.Dr Helena Ndume of Namibia and Jorge Fernando Branco Sampaio of Portugal were announced the winners by the president of the United Nations General Assembly, Sam Kutesa, yesterday.Established in June 2014, the prize recognises the achievements of those who dedicate their lives to the service of humanity by promoting UN purposes and principles, while honouring Mandela’s extraordinary life and legacy of reconciliation, political transition and social transformation.The entrusted selection committee decided that the inaugural award would be given to two laureates.The Nelson Mandela Prize is an honorary award that will be presented once every five years as a tribute to the outstanding achievements and contributions of two individuals (one female and one male).According to the Assembly, Ndume is an ophthalmologist whose life’s work has been devoted to treating blindness and eye-related illnesses in Namibia and throughout the developing world.Sampaio led the struggle to restore democracy in Portugal – including throughout his tenure as Lisbon’s mayor from 1989 to 1995 and as the 18th president of the republic from 1996 to 2006.Nominations were received from a broad variety of sources – including UN member and observer states, entities and intergovernmental organisations.The award ceremony will take place on 24 July, at UN headquarters in New York, as part of the annual UN commemoration of International Nelson Mandela Day.The day is typically celebrated on the late South African leader’s birthday, 18 July, when the UN joins a call by the Nelson Mandela Foundation to devote 67 minutes of their time to helping others.For 67 years Nelson Mandela devoted his life to the service of humanity – as a human rights lawyer, a prisoner of conscience, an international peacemaker and the first democratically elected president of a free South Africa.Source: SAnews.govlast_img read more

The Most Difficult Mind to Change

first_imgI am right now in a program with a framework that goes against my deepest beliefs and habits. I’ve been familiar with this program for a long time, and I never engaged with the content they provide, believing the program would not benefit me. But all of my growth has come from looking at beliefs, ideas, and strategies with which I disagree. So, I engaged and opened up the opportunity to change what I believe.Moving Towards That With Which You DisagreeIf you disagree with a belief or an idea or a strategy, the fact that other people have found value in it is evidence that it might be useful. While the fact that other people have found something helpful is not proof positive that it will be helpful for you, it is enough that it should cause you take note. Most people avoid idea with which they disagree, seeking information that confirms what they already believe. Growth, however, comes from changing your mind.If the ideas and beliefs and strategies you have now are capable of producing the results you want, you’d already be producing those results. If you want things to be different than they are now, you are the first thing that you need to change.The more you are locked into what you already know and believe, the more you are locked in and limited to your present state. If you are unwilling to even look at ideas that you find challenging, you eliminate new ideas, new beliefs, new strategies—and the new choices you might have available to you.Change Starts in the 8 inches Between Your EarsTwice in as many weeks, I have encountered a strategy I find difficult. It’s a rather simple idea, and I believe it has value. But part of me continues to argue that it is not possible for me. The idea is that you carry two smartphones. The first phone is your main phone, and the first step is to eliminate all social apps and email from that phone (now you know why this is difficult). The second phone (or device) is for your social apps and your email. By removing these potential sources of distraction, you give yourself the gift of greater focus. You are also intentional about how you process your email and your use of social apps.When confronted by this strategy, my mind immediately comes up with an exhaustive list of all the reasons my email must remain on my primary phone. Even though I would have another device with email a few feet away from me. It’s difficult to overstate the amount of power these devices have over our behavior—and our lives. And since I hate the idea, there are now two phones sitting next to me.Growth requires change—and that change invariably comes with discomfort.If you want to help other people change, there is no better training than learning to change yourself first. What beliefs, ideas, and strategies are you willing to give up and replace with new ones?last_img read more

La Salle escapes Lyceum, goes to Filoil finals

first_imgWhat ‘missteps’? FILE – Photo by Tristan Tamayo/INQUIRER.netDe La Salle averted disaster and survived Lyceum of the Philippines, 100-99, to enter the finals of the Filoil Flying V Preseason Premier Cup Friday at the tournament’s namesake arena in San Juan.Santi Santillan converted on a three-point play in the final 10 seconds give the Green Archers a narrow lead before Lyceum botched its final play as Reymar Caduyac’s inside pass to Harry Nzeusseu went erratic.ADVERTISEMENT Sports Related Videospowered by AdSparcRead Next WATCH: Firefighters rescue baby seal found in parking garage Lonzo Ball ‘blessed’ to play for Lakers, Johnson Aljun Melecio led the Green Archers with a game-high 30 points while coming away with four steals.Ricci Rivero was not far behind for La Salle as he put up 27 points while Ben Mbala had a 26-point, 16-rebound double-double.CJ Perez filled up the stat sheets for the Pirates with 24 points, 11 rebounds, seven assists, and six steals while Wilson Baltazar added 19 points.ADVERTISEMENT Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Don’t miss out on the latest news and information. LATEST STORIES 1 dead in Cavite blast, fire La Salle set up a finals dance against San Beda on Sunday.Green Archers head coach Aldin Ayo said the team has to learn from close games where their composure will be tested.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSMalditas save PH from shutout“I told the team to learn from this ball game because we’re going to learn a lot from this,” said Ayo. “The composure, the decision-making when under duress, the decision-making when the odds are not with us, because there are things that we cannot control.”La Salle held a 97-94 lead in the final 1:15 but the Pirates managed to score five unanswered to take the, 99-97, lead with 35.7 seconds remaining. MOST READ Cayetano to unmask people behind ‘smear campaign’ vs him, SEA Games Lacson: SEA Games fund put in foundation like ‘Napoles case’ World’s 50 Best Restaurants launches new drinking and dining guide Heart Evangelista admits she’s pregnant… with chicken View comments Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity.last_img read more

Road Warriors hold off Batang Pier, bolster Top Four bid

first_imgTristan Tamayo/INQUIRER.netJuami Tiongson caught fire late while JR Quiñahan did the dirty work as NLEX repulsed GlobalPort, 109-99, Sunday in the 2017 PBA Governors’ Cup at Smart Araneta Coliseum. The pint-sized playmaker dropped 14 points in the payoff period, 12 of which coming from beyond-the-arc, as he triggered the Road Warriors’ early fourth quarter blast.ADVERTISEMENT Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ NATO’s aging eye in the sky to get a last overhaul Lacson: SEA Games fund put in foundation like ‘Napoles case’ Trump signs bills in support of Hong Kong protesters View comments Tiongson wound up with 21 points on 5-of-7 clip from three and four assists.“Juami Tiongson played really good today. That’s the way we want it, we want players stepping up,” said coach Yeng Guiao. “Kevin Alas did not play bad, but Tiongson was just playing so well that I let him finish the game.”FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSBoxers Pacquiao, Petecio torchbearers for SEA Games openingThe burly Quiñahan followed suit, scrapping his way down low to rack up 18 markers and off the bench as he helped NLEX grab a 102-91 lead with 4:03 remaining.Aaron Fuller topscored with 33 points that went with 20 rebounds, three blocks, and two assists as the Road Warriors moved up to 7-2 in the standings with two games remaining in their schedule. Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games MOST READ PVL: FEU tramples San Sebastian in straight setscenter_img Don’t miss out on the latest news and information. “We need eight wins to make the top four. We have two more games, hard games against TNT and Star, so if we luck on one of those, we’ll get what we’re waiting for,” said Guiao.Murphy Holloway paced GlobalPort (3-4) with 29 points, 17 rebounds, six assists, six steals, and three blocks, while Terrence Romeo came off the bench and fired 24 markers, but went 6-of-13 from threes and committed eight turnovers in the loss.The scores:NLEX 109 – Fuller 33, Tiongson 21, Quinahan 18, Alas 12, Baguio 10, Mallari 8, Fonacier 4, Ighalo 3, Al-Hussaini 0, Lastimosa 0, J. Villanueva 0, Soyud 0, Taulava 0.GLOBALPORT 99 – Holloway 29, Romeo 24, Anthony 15, Cortez 9, Arana 9, Guinto 6, Cardona 4, Baracael 3, Mamaril 0, Hubalde 0, Celiz 0.Quarters: 33-22, 56-54, 78-76, 109-99.Sports Related Videospowered by AdSparcRead Next Hotel says PH coach apologized for ‘kikiam for breakfast’ claim Robredo should’ve resigned as drug czar after lack of trust issue – Panelo Celebrity chef Gary Rhodes dies at 59 with wife by his side Celebrity chef Gary Rhodes dies at 59 with wife by his side LATEST STORIES Guiao felt relieved to have survived the Batang Pier, who missed the services of Stanley Pringle.Pringle left for the United States to be with his ailing father.“We’re lucky that Pringle wasn’t there. I was watching the game against TNT and I was already contemplating on how will we stop this guy. But sometimes, it’s better to be lucky than good,” said the veteran mentor.NLEX jumped out of the gates firing, establishing control early, 27-9, with 3:00 left in the first quarter before GlobalPort made a huge run that paved way for a nip-and-tuck battle in the middle quarters.But Tiongson was just stellar, holding off the Batang Pier as the Road Warriors inched closer on nabbing a top four seat that comes with a twice-to-beat edge in the quarterfinals.ADVERTISEMENTlast_img read more

Did Steven Spielberg kill a dinosaur? Facebook users think so

first_imgAn image of filmmaker Steven Spielberg sitting besides a Triceratops dinosaur that was posted on Facebook as a joke has left many users furious as they thought he has actually hunted a dinosaur!The image, posted by Facebook user Jay Branscomb as a joke, shows the director on the set of 1993-hit “Jurassic Park” with a mechanical dinosaur.The caption reads: “Disgraceful photo of recreational hunter happily posing next to a Triceratops he just slaughtered. Please share so the world can name and shame this despicable man.”The image, posted by Facebook user Jay Branscomb as a joke, shows the director on the set of 1993-hit Jurassic Park with a mechanical dinosaur.This has led to a barrage of comments from over 33,000 Facebook users so far – apparently unaware that dinosaurs no longer exist – criticising Spielberg for the cruelty, media reports said.Some branded Spielberg an “animal killer” and decided not to watch his movies again!”I did not know that Steven Spielberg is a dinosaur hunter. I am not only outraged, but disgusted!!” posted Andrea O’Donnell Koran.”This is no sport!!” added Omega McCracken.”Seriously, those poor Triceratops. If we do not stop this, they are gonna become extinct,” one user posted.last_img read more