4 must-have verifications for a compliant mortgage lending program

first_img 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr As a financial services professional, there’s one word that goes along with almost everything you do. You’ve guessed it—compliance. And, while there are a number of mortgage lending products and services out in the industry to help your financial institution increase loan volume, close loans more efficiently, and assist with reducing costs, compliance should always be top of mind. Remaining complaint is a MUST throughout the life of a loan; that means from origination to servicing and all the in between.This may sound like a lot to take in, but there are a few must-have verification services that can make this process seamless for your institution. Check out our list below.1. Income Tax VerificationVerification of income tax through 4506-T Processing will assist in determining a consumer’s ability to repay, mitigating your institution’s risk, and complying with industry regulations. This service, which was once a manual process, can now be conducted electronically with tax transcripts being delivered faster directly from the Internal Revenue Service (IRS) assuring that it is accurate. continue reading »last_img read more

LGBT students to focus on more outreach

first_imgThe lesbian, gay, bisexual and transgender community has started the new academic year with the  goal of expanding its support base among USC communities.The Queer and Ally Student Assembly has already hosted its welcome barbecue and a dance at Ground Zero Performance Cafè, but its vision for the rest of the year goes beyond events. QuASA started 2010 with a greater initiative: involving more people in its events, said Emily Allen, executive director of QuASA.Katrina MacGregor | Daily Trojan“My goal is for QuASA to bring all sorts of different people out to participate in the programming and activities, to show that you don’t have to be super involved in the community to get involved,” Allen said. “So I’m just trying to bring up the ideas of communities and support and a lot of different communities that have no relation to QuASA are doing that too.”Although QuASA is happy to be a part of USC’s welcoming community, some students said they realize that QuASA is still viewed as a niche organization on campus.“I feel welcome, and some of my friends who are straight feel welcome, but I know some people don’t even feel that they’re really invited,” said Willie Hartman, a freshman majoring in animation and digital arts.October is Coming Out month for the LGBT community. The theme of this year’s Coming Out month is “Melting Pot,” a title Allen said is designed to show that all types of campus cultures and communities can join together to support the LGBT community, and that diverse types of people can coexist and complement each other.“It’s to bring about awareness to a larger group at USC, not just the LGBT community but everybody,” Allen said.LGBT will kick off Coming Out month with a chocolate fountain and fondue in Alumni Park on Tuesday to emphasize the melting pot theme. Throughout October, LGBT will also be hosting events, such as karaoke night and a “Gay? Fine by Me” T-shirt giveaway.Through Oct. 10, QuASA will be collecting photos of students holding signs reading “I am an Ally” as part of its biggest event, “Coming Out as an Ally.” These photos will be displayed on Trousdale Parkway to show that the support of the LGBT community is widespread, Allen said.“This is the first time that we’re having Ally week as part of Coming Out month,” Allen said. “We’re just kind of opening up a demographic a little bit wider by really showing ally students that they too can be involved.”QuASA’s long-term goals are to dispel the idea that the group is only open to certain people, Allen said, and to expand their programs to as many students as possible.“The USC community has been so responsive and supportive whenever the LGBT community has reached out to it, especially with the Ally project,” Allen said. “So we just hope that more communities at USC that want to get involved will speak up and we can collaborate with them in the future. Collaboration is what it’s all about.”Joshua Morris, a senior majoring in  psychology, said he has been a member of QuASA since freshman year.“What happens in the LGBT community affects everyone,” Morris said. “Knowing that we’re all Trojans, I feel it is very important that we all support each other.”last_img read more

FC Sarajevo defeated FC Branitelj

first_imgFC Sarajevo defeated FC Branitelj in an exhibition match in Međugorje with 2:0.In the first half-time, there were no goals, and in the second Alen Melunović scored the first goal and Horton from the USA scored the second for the final result of 2:0.last_img